Equita Payment Plan Help

​

If Equita is collecting business rates and the proposed payments are unaffordable—or a payment plan has been refused—you need to understand both the council debt and the enforcement stage. We provide independent help reviewing the account, the fees added, the documents received and the options for putting forward a realistic response.

​

business rates debt advice

​

Ask us to review the Equita demand
Send the Equita notice and latest council bill for a free initial review. Call Mark Allen on 07376 443943, Steve Adams on 07415 048643, or the office on 01225 667747. The sooner we can see the documents, the sooner we can identify the practical issues and deadlines.

​

Start with the notice and the underlying council account

Equita may be instructed after a council has obtained a liability order for unpaid business rates. At that point, the amount requested can include the original rates balance, court costs and enforcement fees. A discussion about instalments is more effective when you know exactly what each part of the balance relates to. We can help you check the rating years involved, the property and liability period, payments already made and whether any relief, exemption or account correction remains unresolved. If the balance appears broadly correct, we can help you organise the information needed for an affordable proposal. If something appears wrong, we can identify which issue should be raised with Equita and which must be taken directly to the council or the VOA.

​

business rates arrears

​

When Equita will not accept your offer

A low or unsupported offer may be rejected, particularly where the enforcement stage is advanced. Prepare a proposal that explains the business position, the amount available, the payment frequency and the date payments can begin. Avoid offering more than the business can maintain simply to end a difficult call. We can review your proposed figures and supporting information and help you present the request clearly. Acceptance remains a decision for Equita and the instructing council, and no adviser can promise a particular arrangement.

Information that may strengthen a payment proposal

​

• An up-to-date income and expenditure summary or cash-flow forecast.

• A clear statement of the amount you can pay immediately and regularly.

• Evidence of trading disruption or a temporary cash-flow problem, where relevant.

• Confirmation of any ongoing dispute, relief application or account correction.

• A record of previous payments and any earlier arrangement.

​

If an enforcement visit is threatened or has happened

Read every notice carefully and do not dispose of or hide documents. Ask for an itemised statement and keep a written record of calls, payments and visits. Do not sign an agreement you do not understand. If goods have been listed or controlled, obtain advice promptly because the available options may narrow as enforcement progresses. Our role is to help you understand the business rates account and communicate a properly evidenced position. We are not a law firm and do not provide legal representation. Where legal advice, insolvency advice or regulated debt advice is required, we will say so.

What to send us

​

• The Equita notice, text message or email and any reference number.

• The latest council business rates bill or account statement.

• Details of the property, occupation dates and named ratepayer.

• The payment offer made and Equita's response.

• Any evidence of relief, payments, a dispute or a pending VOA case.

​

Ask us to review the Equita demand
Send the Equita notice and latest council bill for a free initial review. Call Mark Allen on 07376 443943, Steve Adams on 07415 048643, or the office on 01225 667747. The sooner we can see the documents, the sooner we can identify the practical issues and deadlines.

​

Equita enforcement notice guidance